Bali Shopping in Legian

Rather than rewrite this blog i put this Up date at the begining.

Do you need to go to a money changer? If you are a Commonwealth Bank customer you can use the Commonwealth Bank ATMs in Kuta and in most tourist places. The fee for using these is $2.00 – most ATMs are ok with a 4 digit pin but if 6 digits are required just add 2 zeros on the end. There are other bank ATM’s but i do not know their fees.

If you go to a licensed money changer The Indonesian Government now requires some form if ID.

The Rupiah having so many zeros compared to AU$ is very confusing so while our dollar is strong maybe the easiest way to work it out is to say for every AU$1.00 converts to Rp.10,000  { only good for change }  example AU$5.00 = RP.50,000 { the blue one } and AU$10.00 = Rp.100,000 { the red one } while this will change from day to day it is a handy guide and for every AU$10.00 you change expect to get { after costs } not to far under Rp.93.000. If you have been to Bali and can explain this more clearly please help. Bali, being part of Indonesia, uses the Indonesian currency, the Rupiah (abbreviated, Rp.) as its monetary unit. Banknotes come in a range of denominations, including the commonly available Rp.100,000, Rp.50,000, Rp.20,000, Rp.10,000, Rp.5,000, Rp.2,000, Rp.1,000, there are coins but they are basically worthless. I put our coins in the hotel donation jar.All of the notes and coins are reasonably distinctive, but take care while you are getting used to dealing with the cash as there are a mix of old and new styles in circulation. Click on the four images to see what the major notes are and approx  Aus Equivalent. Any notes below Rp.20,000 are used for change and/or tipping.

Exchange rates have run up to around Rp.10,000 to one U.S. dollar, or around Rp.8,000 to one Australian dollar ( exchange rates vary day to day currently we the are same as the US dollar ). Every Hotel clerk , merchant or street hawker know the current rates but expect a lesser rate when converting to Rupiah, as commissions will be charged on the conversion transactions. You will get a better rate from a bank but finding a bank can be a pain so we went to a local shop called Circle K  { these are all over Denpasar but not all change money }  and are like a Aussie Deli, you can also buy supplies of Bintang there . Foreign money can be exchanged at most banks in Bali. Banking hours are usually from 8:00 a.m. to 3:00 p.m. from Monday to Friday and until 1.00 p.m. Saturday. Money can also be changed at the airport, at hotel cashiers, and at authorised money changers (found every where in the main Tourist destinations and  medium to large villages). The exchange rates are published daily in newspapers and are usually posted prominently wherever money can be changed. Most authorised money changers operate seven days a week, and remain open daily until about 10:00 p.m.  Most major credit cards are acceptable at hotels, large restaurants, department stores, travel agencies and many businesses that cater to the tourist trade, including galleries, arts and craft sellers. * Money Changers Be careful when changing your money. Always check the exchange rate and commission (if any) the money changer is taking. Remember to count your money before you leave the money changer, a reputable money changer will let you count your money before you hand them yours and give you a receipt and ask them to show you the calculation on their calculator. For another blog on money changers go here  For online currency converter click on the flag.


Light clothing, sandals or flat shoes, sun glasses and a bottle of water. For the middle of the day sun screen and hat.

Mickeys Toyota Airconditioned front and rear. Ph from your land line 0011628133780996
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3 thoughts on “Bali Money Tips”

  1. I took a pile of Aussie dollars and found it easier to change than looking for a bank, plenty of money changers around but the rate can vary.
    In Kuta mostly in the little street shops was the best for us, the rate was low 10400 to high 11100, as at November 14th- 17th and unless you need some local cash quickly to buy some item, they will run up to the nearest changer so they make a sale… LOL
    I always changed at the high rate where possible especially if your changing a large amount…

  2. Make sure if you are changing money to go to a repeatable place. The first time we changed in a little shop which was also a money changer, they had the best rate we had seen. My husband counted the money twice and still they managed to short change us. They said they don’t have the correct amount and asked us for change, which we didn’t have, and the hand is quicker than the eye and somehow (still not sure how) they managed to take back some money after the count. Luckily we were only changing $100 as it was our first time and after leaving and recounting we only received $60 in equivalent Rp. From then we changed at the motel or a proper money exchange reputable venue. They rates are slightly less but you get what you pay for!!

  3. My other note is to take enough cash. We ran out of Aussie dollars to exchange as a lot of places you eat are cash only and when on tours etc. entry fees are also cash only. After doing all the fun shopping, cash runs out quickly and if your not a CBA client then accessing cash is hard as we didn’t see any other Aussie ATM’s there except CBA.

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